“A practical laugh-out-loud guide”“If I had read this in my early 20's I would have been a lot better off!”“It is a fun and easy read that is surprisingly reassuring. I thought I’d end up feeling bad about how terrible I am with money, but her upbeat, can-do attitude pointed out a lot of positives that make budgeting much less intimidating!”“The best thing about this book is how difficult topics are made easy, in part because she walks you through her own experiences— and mistakes. As well as a background in economics, the author has a history of unemployment after college (or "funemployment" as she calls it), part-time work and low-paying jobs— but shows how you can still slenderize your spending and save for the future, and the life you want.”Does personal finance make you feel a little nauseous? Don’t even know what questions to ask? Embarrassed or intimidated? Whether you’re eighteen, twenty-eight or a bit older, this is the book for anyone just getting started with financial management.In this approachable, entertaining and informative book, Kate Nixon Anania deals with everything you need to know to manage your money. This book covers the basics- banking, budgets, credit, debt and retirement, but also tackles salary negotiation, taxes, how to make financial decisions about education and student loans, includes a number of ways to save money and ideas for side hustles. The book also includes practical advice for couples to manage their money together, advice specifically tailored for women, and quizzes to help you determine the best budgeting techniques for your personality. This book is empowering. It will teach you how to make the most of what you have so that you can live the life you want. We all have limited time, energy and money; this book will teach you the skills to make the most of the resources you have. Learning how to manage your money early and to gain confidence in your financial choices—to deal with debt, to make smart career choices, to advocate for yourself and to invest in your future—is life changing. This book will get you on your way.